Call report 2008Q4
RICHLAND STATE BANK — 2008Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,479,000 | USD | evidence → |
| Total loans | 13,517,000 | USD | evidence → |
| Allowance for loan losses | 111,000 | USD | evidence → |
| Securities available for sale | 16,737,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,956,000 | USD | evidence → |
| Interest-bearing deposits | 21,076,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,880,000 | USD | evidence → |
| Equity capital | 7,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,717,000 | USD | evidence → |
| Interest expense | 768,000 | USD | evidence → |
| Net interest income | 949,000 | USD | evidence → |
| Noninterest income | 1,294,000 | USD | evidence → |
| Noninterest expense | 1,392,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 801,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 906,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,901,000 | USD | evidence → |
| Total capital | 7,012,000 | USD | evidence → |
| Risk-weighted assets | 17,285,000 | USD | evidence → |