Call report 2007Q4
RICHLAND STATE BANK — 2007Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,895,000 | USD | evidence → |
| Total loans | 18,222,000 | USD | evidence → |
| Allowance for loan losses | 73,000 | USD | evidence → |
| Securities available for sale | 8,444,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,705,000 | USD | evidence → |
| Interest-bearing deposits | 20,011,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,694,000 | USD | evidence → |
| Equity capital | 6,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,939,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 1,121,000 | USD | evidence → |
| Noninterest income | 1,285,000 | USD | evidence → |
| Noninterest expense | 1,361,000 | USD | evidence → |
| Provision for loan losses | -100,000 | USD | evidence → |
| Pretax income | 1,144,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 1,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,995,000 | USD | evidence → |
| Total capital | 6,068,000 | USD | evidence → |
| Risk-weighted assets | 22,164,000 | USD | evidence → |