Call report 2003Q4
RICHLAND STATE BANK — 2003Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,966,000 | USD | evidence → |
| Total loans | 7,416,000 | USD | evidence → |
| Allowance for loan losses | 173,000 | USD | evidence → |
| Securities available for sale | 9,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,624,000 | USD | evidence → |
| Interest-bearing deposits | 14,845,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,779,000 | USD | evidence → |
| Equity capital | 5,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,286,000 | USD | evidence → |
| Interest expense | 444,000 | USD | evidence → |
| Net interest income | 842,000 | USD | evidence → |
| Noninterest income | 1,583,000 | USD | evidence → |
| Noninterest expense | 1,413,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,005,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 975,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,161,000 | USD | evidence → |
| Total capital | 5,295,000 | USD | evidence → |
| Risk-weighted assets | 10,715,000 | USD | evidence → |