Call report 2002Q4
RICHLAND STATE BANK — 2002Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,377,000 | USD | evidence → |
| Total loans | 18,576,000 | USD | evidence → |
| Allowance for loan losses | 145,000 | USD | evidence → |
| Securities available for sale | 10,264,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,782,000 | USD | evidence → |
| Interest-bearing deposits | 25,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,002,000 | USD | evidence → |
| Equity capital | 4,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,615,000 | USD | evidence → |
| Interest expense | 647,000 | USD | evidence → |
| Net interest income | 968,000 | USD | evidence → |
| Noninterest income | 1,356,000 | USD | evidence → |
| Noninterest expense | 1,541,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 783,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 764,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,189,000 | USD | evidence → |
| Total capital | 4,334,000 | USD | evidence → |
| Risk-weighted assets | 21,411,000 | USD | evidence → |