Call reports 2024
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2024
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,706,000 | 102,727,000 | 105,396,000 | 101,511,000 |
| Total loans | 54,326,000 | 54,541,000 | 55,612,000 | 54,669,000 |
| Allowance for loan losses | 510,000 | 510,000 | 510,000 | 510,000 |
| Securities available for sale | 891,000 | 874,000 | 865,000 | 800,000 |
| Securities held to maturity | 35,021,000 | 33,844,000 | 32,616,000 | 29,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,858,000 | 80,928,000 | 83,867,000 | 82,593,000 |
| Interest-bearing deposits | 75,749,000 | 75,875,000 | 76,187,000 | 75,422,000 |
| Noninterest-bearing deposits | 7,109,000 | 5,053,000 | 7,680,000 | 7,171,000 |
| Equity capital | 13,184,000 | 13,122,000 | 13,089,000 | 12,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,777,000 | 2,733,000 | 3,680,000 |
| Interest expense | 370,000 | 768,000 | 1,188,000 | 1,631,000 |
| Net interest income | 501,000 | 1,009,000 | 1,545,000 | 2,049,000 |
| Noninterest income | 8,000 | 14,000 | 25,000 | 32,000 |
| Noninterest expense | 569,000 | 1,150,000 | 1,755,000 | 2,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -60,000 | -127,000 | -185,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -60,000 | -127,000 | -185,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,184,000 | 13,122,000 | 13,064,000 | 13,000,000 |