Call reports 2021
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2021
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 105,656,000 | 107,361,000 | 113,028,000 | 113,337,000 |
| Total loans | 47,150,000 | 46,680,000 | 46,456,000 | 46,395,000 |
| Allowance for loan losses | 510,000 | 510,000 | 510,000 | 510,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,249,000 | 9,979,000 | 12,219,000 | 25,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,240,000 | 92,275,000 | 98,264,000 | 98,651,000 |
| Interest-bearing deposits | 83,465,000 | 83,548,000 | 89,813,000 | 90,457,000 |
| Noninterest-bearing deposits | 6,775,000 | 8,727,000 | 8,451,000 | 8,194,000 |
| Equity capital | 13,370,000 | 13,352,000 | 13,319,000 | 13,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,311,000 | 1,923,000 | 2,554,000 |
| Interest expense | 152,000 | 301,000 | 447,000 | 585,000 |
| Net interest income | 509,000 | 1,010,000 | 1,476,000 | 1,969,000 |
| Noninterest income | 824,000 | 851,000 | 871,000 | 907,000 |
| Noninterest expense | 575,000 | 1,129,000 | 1,660,000 | 2,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 758,000 | 732,000 | 687,000 | 621,000 |
| Income tax | 177,000 | 169,000 | 157,000 | 157,000 |
| Net income | 581,000 | 563,000 | 530,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,370,000 | 13,352,000 | 13,319,000 | 13,253,000 |