Call reports 2019
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2019
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 100,188,000 | 100,232,000 | 102,885,000 | 100,333,000 |
| Total loans | 58,781,000 | 58,138,000 | 59,111,000 | 58,666,000 |
| Allowance for loan losses | 504,000 | 504,000 | 504,000 | 504,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 781,000 | 780,000 | 529,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,740,000 | 85,514,000 | 88,025,000 | 85,269,000 |
| Interest-bearing deposits | 80,397,000 | 80,411,000 | 82,528,000 | 79,615,000 |
| Noninterest-bearing deposits | 5,343,000 | 5,103,000 | 5,497,000 | 5,654,000 |
| Equity capital | 12,027,000 | 12,213,000 | 12,381,000 | 12,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,943,000 | 2,912,000 | 3,889,000 |
| Interest expense | 181,000 | 366,000 | 560,000 | 756,000 |
| Net interest income | 771,000 | 1,577,000 | 2,352,000 | 3,133,000 |
| Noninterest income | 30,000 | 89,000 | 128,000 | 164,000 |
| Noninterest expense | 596,000 | 1,217,000 | 1,809,000 | 2,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 449,000 | 671,000 | 885,000 |
| Income tax | 50,000 | 108,000 | 162,000 | 214,000 |
| Net income | 155,000 | 341,000 | 509,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,027,000 | 12,213,000 | 12,381,000 | 12,543,000 |
| Total capital | 12,494,000 | 12,681,000 | 12,862,000 | 13,007,000 |
| Risk-weighted assets | 37,346,000 | 37,402,000 | 38,477,000 | 37,081,000 |