Call reports 2018
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2018
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 103,833,000 | 104,589,000 | 101,117,000 | 101,067,000 |
| Total loans | 58,055,000 | 58,387,000 | 59,475,000 | 58,629,000 |
| Allowance for loan losses | 503,000 | 503,000 | 503,000 | 504,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 788,000 | 786,000 | 784,000 | 783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,033,000 | 90,605,000 | 86,967,000 | 86,718,000 |
| Interest-bearing deposits | 85,057,000 | 83,800,000 | 81,162,000 | 80,914,000 |
| Noninterest-bearing deposits | 4,976,000 | 6,805,000 | 5,805,000 | 5,804,000 |
| Equity capital | 11,438,000 | 11,557,000 | 11,714,000 | 11,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,748,000 | 2,677,000 | 3,623,000 |
| Interest expense | 161,000 | 328,000 | 500,000 | 680,000 |
| Net interest income | 701,000 | 1,420,000 | 2,177,000 | 2,943,000 |
| Noninterest income | 19,000 | 55,000 | 96,000 | 122,000 |
| Noninterest expense | 589,000 | 1,183,000 | 1,765,000 | 2,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 292,000 | 508,000 | 717,000 |
| Income tax | 35,000 | 77,000 | 136,000 | 187,000 |
| Net income | 96,000 | 215,000 | 372,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,438,000 | 11,557,000 | 11,714,000 | 11,872,000 |
| Total capital | 11,886,000 | 12,022,000 | 12,177,000 | 12,345,000 |
| Risk-weighted assets | 35,821,000 | 37,170,000 | 37,026,000 | 37,793,000 |