Call reports 2017
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2017
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,579,000 | 104,311,000 | 105,801,000 | 105,817,000 |
| Total loans | 55,351,000 | 55,443,000 | 56,390,000 | 57,660,000 |
| Allowance for loan losses | 501,000 | 501,000 | 503,000 | 503,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,302,000 | 1,046,000 | 544,000 | 789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,345,000 | 90,955,000 | 92,085,000 | 92,058,000 |
| Interest-bearing deposits | 88,733,000 | 86,572,000 | 87,325,000 | 87,041,000 |
| Noninterest-bearing deposits | 4,612,000 | 4,383,000 | 4,760,000 | 5,017,000 |
| Equity capital | 11,145,000 | 11,228,000 | 11,314,000 | 11,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,628,000 | 2,464,000 | 3,315,000 |
| Interest expense | 151,000 | 306,000 | 466,000 | 629,000 |
| Net interest income | 643,000 | 1,322,000 | 1,998,000 | 2,686,000 |
| Noninterest income | 19,000 | 58,000 | 90,000 | 118,000 |
| Noninterest expense | 594,000 | 1,174,000 | 1,765,000 | 2,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 206,000 | 323,000 | 482,000 |
| Income tax | 26,000 | 81,000 | 112,000 | 243,000 |
| Net income | 42,000 | 125,000 | 211,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,145,000 | 11,228,000 | 11,314,000 | 11,342,000 |
| Total capital | 11,579,000 | 11,657,000 | 11,761,000 | 11,785,000 |
| Risk-weighted assets | 34,646,000 | 34,221,000 | 35,721,000 | 35,391,000 |