Call reports 2016
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2016
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,877,000 | 101,087,000 | 106,724,000 | 106,168,000 |
| Total loans | 52,689,000 | 52,880,000 | 55,153,000 | 55,813,000 |
| Allowance for loan losses | 479,000 | 483,000 | 500,000 | 501,000 |
| Securities available for sale | 67,000 | 67,000 | 0 | 0 |
| Securities held to maturity | 1,566,000 | 61,000 | 308,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,354,000 | 88,776,000 | 93,511,000 | 92,882,000 |
| Interest-bearing deposits | 87,882,000 | 84,486,000 | 88,259,000 | 87,857,000 |
| Noninterest-bearing deposits | 4,472,000 | 4,290,000 | 5,252,000 | 5,025,000 |
| Equity capital | 10,889,000 | 10,941,000 | 11,017,000 | 11,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,539,000 | 2,345,000 | 3,159,000 |
| Interest expense | 160,000 | 315,000 | 471,000 | 629,000 |
| Net interest income | 609,000 | 1,224,000 | 1,874,000 | 2,530,000 |
| Noninterest income | 23,000 | 47,000 | 103,000 | 131,000 |
| Noninterest expense | 558,000 | 1,121,000 | 1,708,000 | 2,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 150,000 | 266,000 | 403,000 |
| Income tax | 27,000 | 51,000 | 93,000 | 144,000 |
| Net income | 47,000 | 99,000 | 173,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,891,000 | 10,943,000 | 11,017,000 | 11,103,000 |
| Total capital | 11,370,000 | 11,426,000 | 11,517,000 | 11,551,000 |
| Risk-weighted assets | 39,689,000 | 38,753,000 | 41,926,000 | 35,797,000 |