Call reports 2014
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2014
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,908,000 | 107,159,000 | 109,173,000 | 108,889,000 |
| Total loans | 62,604,000 | 62,179,000 | 60,561,000 | 60,881,000 |
| Allowance for loan losses | 416,000 | 433,000 | 446,000 | 451,000 |
| Securities available for sale | 66,000 | 66,000 | 66,000 | 67,000 |
| Securities held to maturity | 2,346,000 | 2,341,000 | 2,587,000 | 2,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,037,000 | 95,349,000 | 97,528,000 | 97,231,000 |
| Interest-bearing deposits | 93,743,000 | 92,160,000 | 93,366,000 | 93,667,000 |
| Noninterest-bearing deposits | 3,294,000 | 3,189,000 | 4,162,000 | 3,564,000 |
| Equity capital | 10,168,000 | 10,210,000 | 10,232,000 | 10,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,653,000 | 2,470,000 | 3,296,000 |
| Interest expense | 254,000 | 505,000 | 752,000 | 984,000 |
| Net interest income | 559,000 | 1,148,000 | 1,718,000 | 2,312,000 |
| Noninterest income | 10,000 | 54,000 | 103,000 | 136,000 |
| Noninterest expense | 544,000 | 1,102,000 | 1,682,000 | 2,234,000 |
| Provision for loan losses | 15,000 | 30,000 | 37,000 | 39,000 |
| Pretax income | 10,000 | 70,000 | 102,000 | 175,000 |
| Income tax | 2,000 | 20,000 | 30,000 | 55,000 |
| Net income | 8,000 | 50,000 | 72,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,064,000 | 10,106,000 | 10,160,000 | 10,235,000 |
| Total capital | 10,480,000 | 10,539,000 | 10,606,000 | 10,686,000 |
| Risk-weighted assets | 48,149,000 | 47,256,000 | 47,007,000 | 47,006,000 |