Call reports 2013
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2013
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,910,000 | 104,094,000 | 107,871,000 | 108,476,000 |
| Total loans | 67,208,000 | 66,840,000 | 63,991,000 | 64,003,000 |
| Allowance for loan losses | 403,000 | 405,000 | 448,000 | 478,000 |
| Securities available for sale | 65,000 | 65,000 | 66,000 | 66,000 |
| Securities held to maturity | 368,000 | 361,000 | 1,104,000 | 1,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,138,000 | 92,234,000 | 95,977,000 | 96,509,000 |
| Interest-bearing deposits | 90,152,000 | 89,230,000 | 91,427,000 | 92,172,000 |
| Noninterest-bearing deposits | 4,986,000 | 3,004,000 | 4,550,000 | 4,337,000 |
| Equity capital | 10,053,000 | 10,091,000 | 10,111,000 | 10,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,762,000 | 2,638,000 | 3,479,000 |
| Interest expense | 284,000 | 560,000 | 830,000 | 1,094,000 |
| Net interest income | 603,000 | 1,202,000 | 1,808,000 | 2,385,000 |
| Noninterest income | 32,000 | 67,000 | 88,000 | 149,000 |
| Noninterest expense | 585,000 | 1,153,000 | 1,739,000 | 2,288,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 35,000 | 86,000 | 112,000 | 186,000 |
| Income tax | 9,000 | 23,000 | 30,000 | 54,000 |
| Net income | 26,000 | 63,000 | 82,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,837,000 | 9,874,000 | 9,894,000 | 9,932,000 |
| Total capital | 10,240,000 | 10,279,000 | 10,342,000 | 10,410,000 |
| Risk-weighted assets | 49,995,000 | 49,037,000 | 48,555,000 | 48,917,000 |