Call reports 2012
GUNNISON SAVINGS AND LOAN ASSOCIATION — 2012
What GUNNISON SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,752,000 | 106,042,000 | 106,599,000 | 106,821,000 |
| Total loans | 70,924,000 | 70,499,000 | 69,511,000 | 68,689,000 |
| Allowance for loan losses | 590,000 | 479,000 | 446,000 | 461,000 |
| Securities available for sale | 64,000 | 64,000 | 65,000 | 65,000 |
| Securities held to maturity | 1,818,000 | 1,287,000 | 631,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,156,000 | 94,353,000 | 94,865,000 | 95,052,000 |
| Interest-bearing deposits | 93,775,000 | 90,966,000 | 91,317,000 | 91,536,000 |
| Noninterest-bearing deposits | 3,381,000 | 3,387,000 | 3,548,000 | 3,516,000 |
| Equity capital | 9,880,000 | 9,947,000 | 9,974,000 | 10,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,880,000 | 2,822,000 | 3,750,000 |
| Interest expense | 386,000 | 754,000 | 1,112,000 | 1,416,000 |
| Net interest income | 555,000 | 1,126,000 | 1,710,000 | 2,334,000 |
| Noninterest income | 43,000 | 92,000 | 102,000 | 126,000 |
| Noninterest expense | 566,000 | 1,092,000 | 1,640,000 | 2,197,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 17,000 | 96,000 | 127,000 | 203,000 |
| Income tax | 4,000 | 16,000 | 20,000 | 42,000 |
| Net income | 13,000 | 80,000 | 107,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,639,000 | 9,706,000 | 9,733,000 | 9,811,000 |
| Total capital | 10,229,000 | 10,185,000 | 10,179,000 | 10,272,000 |
| Risk-weighted assets | 53,274,000 | 51,345,000 | 50,774,000 | 50,390,000 |