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Call reports 2026

LAKE CITY BANK — 2026

What LAKE CITY BANK reported to the FFIEC in 2026, quarter by quarter.

PERIOD: 2026SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9df0ab61-55d7-4a19-9895-12878c3824dc/2026

Balance sheet

What the bank holds and owes at quarter end

Measure2026Q12026Q2
Total assets7,078,433,0007,237,115,000
Total loans5,474,444,0005,583,255,000
Allowance for loan losses68,914,00070,598,000
Securities available for sale1,026,991,0001,035,163,000
Securities held to maturity133,617,000134,025,000
Trading assets14,272,00014,894,000
Total deposits6,191,715,0006,344,228,000
Interest-bearing deposits4,888,713,0005,037,535,000
Noninterest-bearing deposits1,303,002,0001,306,693,000
Equity capital758,832,000751,332,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2026Q12026Q2
Interest income92,329,000187,774,000
Interest expense35,114,00071,910,000
Net interest income57,215,000115,864,000
Noninterest income12,641,00024,861,000
Noninterest expense32,368,00064,497,000
Provision for loan losses2,000,0003,708,000
Pretax income35,446,00072,534,000
Income tax6,721,00013,573,000
Net income28,725,00058,948,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2026Q12026Q2
Tier 1 capital889,484,000870,825,000
Total capital958,486,000941,512,000
Risk-weighted assets6,081,692,0006,163,918,000

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