Call reports 2024
LAKE CITY BANK — 2024
What LAKE CITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,561,893,000 | 6,567,508,000 | 6,643,917,000 | 6,675,647,000 |
| Total loans | 4,999,218,000 | 5,052,739,000 | 5,085,138,000 | 5,119,648,000 |
| Allowance for loan losses | 73,180,000 | 80,711,000 | 83,628,000 | 85,960,000 |
| Securities available for sale | 1,014,481,000 | 993,057,000 | 1,016,649,000 | 991,426,000 |
| Securities held to maturity | 130,335,000 | 130,746,000 | 131,157,000 | 131,568,000 |
| Trading assets | 30,365,000 | 29,995,000 | 20,399,000 | 25,403,000 |
| Total deposits | 5,621,074,000 | 5,766,873,000 | 5,840,835,000 | 5,906,867,000 |
| Interest-bearing deposits | 4,363,885,000 | 4,550,547,000 | 4,552,786,000 | 4,603,510,000 |
| Noninterest-bearing deposits | 1,257,189,000 | 1,216,326,000 | 1,288,049,000 | 1,303,357,000 |
| Equity capital | 640,591,000 | 650,047,000 | 694,369,000 | 675,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 91,429,000 | 185,528,000 | 280,841,000 | 374,511,000 |
| Interest expense | 43,618,000 | 89,058,000 | 134,803,000 | 176,479,000 |
| Net interest income | 47,811,000 | 96,470,000 | 146,038,000 | 198,032,000 |
| Noninterest income | 12,212,000 | 32,373,000 | 43,932,000 | 55,548,000 |
| Noninterest expense | 29,490,000 | 61,586,000 | 90,517,000 | 119,505,000 |
| Provision for loan losses | 1,520,000 | 10,000,000 | 13,059,000 | 16,750,000 |
| Pretax income | 29,021,000 | 57,199,000 | 86,410,000 | 117,329,000 |
| Income tax | 4,897,000 | 9,587,000 | 14,360,000 | 19,819,000 |
| Net income | 24,124,000 | 47,599,000 | 72,037,000 | 97,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 802,533,000 | 815,536,000 | 827,534,000 | 836,845,000 |
| Total capital | 873,760,000 | 887,497,000 | 899,528,000 | 909,232,000 |
| Risk-weighted assets | 5,688,949,000 | 5,740,985,000 | 5,740,598,000 | 5,770,150,000 |
Machine access — free, no API key
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