Call reports 2023
LAKE CITY BANK — 2023
What LAKE CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 6,395,328,000 | 6,498,072,000 | 6,414,806,000 | 6,519,107,000 |
| Total loans | 4,755,436,000 | 4,863,558,000 | 4,871,538,000 | 4,917,692,000 |
| Allowance for loan losses | 71,215,000 | 72,058,000 | 72,105,000 | 71,972,000 |
| Securities available for sale | 1,104,928,000 | 1,058,837,000 | 972,671,000 | 1,051,728,000 |
| Securities held to maturity | 128,651,000 | 129,070,000 | 129,494,000 | 129,918,000 |
| Trading assets | 30,011,000 | 35,660,000 | 42,035,000 | 27,189,000 |
| Total deposits | 5,520,231,000 | 5,429,783,000 | 5,667,043,000 | 5,735,765,000 |
| Interest-bearing deposits | 3,969,662,000 | 3,985,029,000 | 4,279,425,000 | 4,367,049,000 |
| Noninterest-bearing deposits | 1,550,569,000 | 1,444,754,000 | 1,387,618,000 | 1,368,716,000 |
| Equity capital | 579,557,000 | 571,692,000 | 536,009,000 | 631,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 79,458,000 | 164,157,000 | 253,083,000 | 344,259,000 |
| Interest expense | 27,701,000 | 63,659,000 | 103,890,000 | 146,232,000 |
| Net interest income | 51,757,000 | 100,498,000 | 149,193,000 | 198,027,000 |
| Noninterest income | 10,158,000 | 21,433,000 | 32,311,000 | 49,291,000 |
| Noninterest expense | 27,488,000 | 73,116,000 | 100,042,000 | 127,730,000 |
| Provision for loan losses | 4,350,000 | 5,150,000 | 5,550,000 | 5,850,000 |
| Pretax income | 30,090,000 | 43,690,000 | 75,919,000 | 113,799,000 |
| Income tax | 5,177,000 | 6,106,000 | 11,542,000 | 18,491,000 |
| Net income | 24,913,000 | 37,571,000 | 64,364,000 | 95,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 741,949,000 | 744,351,000 | 759,141,000 | 781,999,000 |
| Total capital | 810,345,000 | 814,283,000 | 829,438,000 | 852,405,000 |
| Risk-weighted assets | 5,461,677,000 | 5,585,239,000 | 5,614,769,000 | 5,623,672,000 |
Machine access — free, no API key
Every figure shown here about LAKE CITY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.