Call reports 2021
LAKE CITY BANK — 2021
What LAKE CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,003,430,000 | 6,221,558,000 | 6,207,487,000 | 6,541,677,000 |
| Total loans | 4,493,724,000 | 4,360,714,000 | 4,247,423,000 | 4,295,311,000 |
| Allowance for loan losses | 71,844,000 | 71,713,000 | 73,048,000 | 67,773,000 |
| Securities available for sale | 839,529,000 | 1,123,335,000 | 1,238,814,000 | 1,397,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 18,194,000 | 17,028,000 | 15,426,000 | 14,309,000 |
| Total deposits | 5,230,375,000 | 5,395,298,000 | 5,415,330,000 | 5,736,241,000 |
| Interest-bearing deposits | 3,625,902,000 | 3,651,663,000 | 3,652,617,000 | 3,839,926,000 |
| Noninterest-bearing deposits | 1,604,473,000 | 1,743,635,000 | 1,762,713,000 | 1,896,315,000 |
| Equity capital | 635,269,000 | 660,662,000 | 665,525,000 | 686,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 48,065,000 | 95,791,000 | 145,176,000 | 193,602,000 |
| Interest expense | 4,291,000 | 8,256,000 | 11,809,000 | 15,124,000 |
| Net interest income | 43,774,000 | 87,535,000 | 133,367,000 | 178,478,000 |
| Noninterest income | 11,618,000 | 23,018,000 | 34,068,000 | 44,153,000 |
| Noninterest expense | 25,354,000 | 49,488,000 | 73,734,000 | 98,303,000 |
| Provision for loan losses | 1,477,000 | -223,000 | 1,077,000 | 1,077,000 |
| Pretax income | 29,320,000 | 62,143,000 | 93,476,000 | 124,116,000 |
| Income tax | 5,704,000 | 12,209,000 | 18,175,000 | 24,066,000 |
| Net income | 23,616,000 | 49,921,000 | 75,288,000 | 100,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 615,189,000 | 633,421,000 | 649,623,000 | 665,424,000 |
| Total capital | 672,155,000 | 692,522,000 | 708,512,000 | 726,091,000 |
| Risk-weighted assets | 4,535,244,000 | 4,708,293,000 | 4,689,751,000 | 4,838,981,000 |
Machine access — free, no API key
Every figure shown here about LAKE CITY BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.