Call reports 2017
LAKE CITY BANK — 2017
What LAKE CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,307,241,000 | 4,380,437,000 | 4,440,910,000 | 4,669,969,000 |
| Total loans | 3,536,148,000 | 3,581,225,000 | 3,639,708,000 | 3,821,805,000 |
| Allowance for loan losses | 43,774,000 | 44,563,000 | 45,497,000 | 47,121,000 |
| Securities available for sale | 529,237,000 | 532,126,000 | 538,365,000 | 540,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,680,696,000 | 3,617,061,000 | 3,874,640,000 | 4,009,505,000 |
| Interest-bearing deposits | 2,916,822,000 | 2,852,974,000 | 3,052,400,000 | 3,123,033,000 |
| Noninterest-bearing deposits | 763,874,000 | 764,087,000 | 822,240,000 | 886,472,000 |
| Equity capital | 453,020,000 | 464,848,000 | 476,105,000 | 482,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 38,242,000 | 79,187,000 | 121,873,000 | 166,138,000 |
| Interest expense | 5,753,000 | 12,427,000 | 20,052,000 | 28,473,000 |
| Net interest income | 32,489,000 | 66,760,000 | 101,821,000 | 137,665,000 |
| Noninterest income | 8,126,000 | 16,731,000 | 26,100,000 | 35,450,000 |
| Noninterest expense | 18,473,000 | 36,644,000 | 55,325,000 | 73,847,000 |
| Provision for loan losses | 200,000 | 700,000 | 1,150,000 | 3,000,000 |
| Pretax income | 21,945,000 | 46,199,000 | 71,498,000 | 96,300,000 |
| Income tax | 7,307,000 | 15,444,000 | 23,896,000 | 34,984,000 |
| Net income | 14,638,000 | 30,742,000 | 47,589,000 | 61,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 449,939,000 | 459,500,000 | 470,674,000 | 478,272,000 |
| Total capital | 493,802,000 | 504,152,000 | 516,260,000 | 525,482,000 |
| Risk-weighted assets | 3,807,799,000 | 3,839,287,000 | 3,912,824,000 | 4,076,746,000 |