Call reports 2014
LAKE CITY BANK — 2014
What LAKE CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,226,222,000 | 3,410,457,000 | 3,345,486,000 | 3,427,475,000 |
| Total loans | 2,576,233,000 | 2,674,396,000 | 2,703,650,000 | 2,763,905,000 |
| Allowance for loan losses | 46,137,000 | 45,605,000 | 46,387,000 | 46,262,000 |
| Securities available for sale | 472,113,000 | 476,538,000 | 473,753,000 | 476,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,739,030,000 | 2,828,363,000 | 2,893,859,000 | 2,873,546,000 |
| Interest-bearing deposits | 2,256,586,000 | 2,320,973,000 | 2,373,975,000 | 2,293,625,000 |
| Noninterest-bearing deposits | 482,444,000 | 507,390,000 | 519,884,000 | 579,921,000 |
| Equity capital | 352,682,000 | 362,392,000 | 368,438,000 | 376,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 28,445,000 | 57,786,000 | 87,627,000 | 117,758,000 |
| Interest expense | 3,336,000 | 6,775,000 | 10,294,000 | 13,954,000 |
| Net interest income | 25,109,000 | 51,011,000 | 77,333,000 | 103,804,000 |
| Noninterest income | 7,242,000 | 14,617,000 | 22,581,000 | 29,584,000 |
| Noninterest expense | 16,263,000 | 31,796,000 | 47,546,000 | 63,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,088,000 | 33,836,000 | 52,144,000 | 69,405,000 |
| Income tax | 5,770,000 | 11,892,000 | 18,152,000 | 24,075,000 |
| Net income | 10,318,000 | 21,931,000 | 33,979,000 | 45,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,003,000 | 353,826,000 | 360,635,000 | 366,958,000 |
| Total capital | 381,072,000 | 389,289,000 | 396,269,000 | 403,454,000 |
| Risk-weighted assets | 2,713,464,000 | 2,826,910,000 | 2,840,003,000 | 2,909,844,000 |
Machine access — free, no API key
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