Call reports 2013
LAKE CITY BANK — 2013
What LAKE CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,922,717,000 | 2,968,979,000 | 3,034,453,000 | 3,168,527,000 |
| Total loans | 2,269,089,000 | 2,340,186,000 | 2,393,763,000 | 2,536,876,000 |
| Allowance for loan losses | 50,818,000 | 50,635,000 | 49,804,000 | 48,797,000 |
| Securities available for sale | 483,384,000 | 473,637,000 | 463,732,000 | 469,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,451,757,000 | 2,484,594,000 | 2,445,678,000 | 2,547,018,000 |
| Interest-bearing deposits | 2,064,679,000 | 2,085,882,000 | 1,995,236,000 | 2,066,462,000 |
| Noninterest-bearing deposits | 387,078,000 | 398,712,000 | 450,442,000 | 480,556,000 |
| Equity capital | 329,407,000 | 329,703,000 | 336,097,000 | 342,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,432,000 | 52,958,000 | 80,030,000 | 108,183,000 |
| Interest expense | 4,775,000 | 9,027,000 | 12,762,000 | 16,253,000 |
| Net interest income | 21,657,000 | 43,931,000 | 67,268,000 | 91,930,000 |
| Noninterest income | 7,408,000 | 14,896,000 | 22,511,000 | 30,050,000 |
| Noninterest expense | 14,520,000 | 29,437,000 | 45,178,000 | 61,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,546,000 | 29,391,000 | 44,708,000 | 60,858,000 |
| Income tax | 4,903,000 | 10,334,000 | 15,485,000 | 20,945,000 |
| Net income | 9,643,000 | 19,044,000 | 29,210,000 | 39,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,180,000 | 325,092,000 | 332,312,000 | 339,949,000 |
| Total capital | 349,499,000 | 356,260,000 | 364,151,000 | 373,574,000 |
| Risk-weighted assets | 2,404,172,000 | 2,473,967,000 | 2,529,159,000 | 2,674,834,000 |
Machine access — free, no API key
Every figure shown here about LAKE CITY BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.