Call reports 2010
LAKE CITY BANK — 2010
What LAKE CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,617,262,000 | 2,631,831,000 | 2,708,992,000 | 2,678,828,000 |
| Total loans | 2,012,596,000 | 2,059,198,000 | 2,058,389,000 | 2,095,564,000 |
| Allowance for loan losses | 36,332,000 | 37,364,000 | 42,011,000 | 45,007,000 |
| Securities available for sale | 423,593,000 | 432,721,000 | 443,705,000 | 443,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,092,355,000 | 2,133,414,000 | 2,274,552,000 | 2,202,191,000 |
| Interest-bearing deposits | 1,786,665,000 | 1,866,314,000 | 1,958,161,000 | 1,895,918,000 |
| Noninterest-bearing deposits | 305,690,000 | 267,100,000 | 316,391,000 | 306,273,000 |
| Equity capital | 255,626,000 | 263,217,000 | 268,987,000 | 272,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 30,344,000 | 61,202,000 | 92,407,000 | 123,832,000 |
| Interest expense | 7,039,000 | 14,438,000 | 22,064,000 | 29,809,000 |
| Net interest income | 23,305,000 | 46,764,000 | 70,343,000 | 94,023,000 |
| Noninterest income | 4,922,000 | 10,276,000 | 16,431,000 | 22,665,000 |
| Noninterest expense | 12,723,000 | 25,880,000 | 39,182,000 | 52,270,000 |
| Provision for loan losses | 5,526,000 | 11,276,000 | 17,426,000 | 23,947,000 |
| Pretax income | 9,807,000 | 19,632,000 | 29,832,000 | 38,888,000 |
| Income tax | 3,416,000 | 6,740,000 | 10,077,000 | 13,040,000 |
| Net income | 6,391,000 | 12,879,000 | 19,742,000 | 25,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,588,000 | 257,373,000 | 259,993,000 | 266,065,000 |
| Total capital | 281,090,000 | 285,324,000 | 288,020,000 | 294,402,000 |
| Risk-weighted assets | 2,191,267,000 | 2,226,224,000 | 2,227,542,000 | 2,250,195,000 |
Machine access — free, no API key
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