Call report 2004Q4
LAKE CITY BANK — 2004Q4
The 22 measures LAKE CITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,450,227,000 | USD | evidence → |
| Total loans | 1,006,209,000 | USD | evidence → |
| Allowance for loan losses | 10,754,000 | USD | evidence → |
| Securities available for sale | 290,372,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,116,353,000 | USD | evidence → |
| Interest-bearing deposits | 878,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 238,215,000 | USD | evidence → |
| Equity capital | 129,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,763,000 | USD | evidence → |
| Interest expense | 15,414,000 | USD | evidence → |
| Net interest income | 44,349,000 | USD | evidence → |
| Noninterest income | 16,758,000 | USD | evidence → |
| Noninterest expense | 36,284,000 | USD | evidence → |
| Provision for loan losses | 1,223,000 | USD | evidence → |
| Pretax income | 23,600,000 | USD | evidence → |
| Income tax | 8,034,000 | USD | evidence → |
| Net income | 15,566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 123,329,000 | USD | evidence → |
| Total capital | 134,083,000 | USD | evidence → |
| Risk-weighted assets | 1,107,118,000 | USD | evidence → |
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