Call reports 2001
LAKE CITY BANK — 2001
What LAKE CITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,101,714,000 | 1,161,396,000 | 1,124,659,000 | 1,137,125,000 |
| Total loans | 716,255,000 | 744,062,000 | 725,880,000 | 746,716,000 |
| Allowance for loan losses | 7,189,000 | 7,421,000 | 7,593,000 | 7,946,000 |
| Securities available for sale | 298,694,000 | 295,317,000 | 297,436,000 | 277,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,252,000 | 822,367,000 | 813,338,000 | 794,795,000 |
| Interest-bearing deposits | 714,005,000 | 663,114,000 | 666,909,000 | 623,981,000 |
| Noninterest-bearing deposits | 129,247,000 | 159,253,000 | 146,429,000 | 170,814,000 |
| Equity capital | 87,970,000 | 88,148,000 | 92,459,000 | 91,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 20,586,000 | 40,208,000 | 59,547,000 | 76,856,000 |
| Interest expense | 11,462,000 | 21,613,000 | 30,547,000 | 37,381,000 |
| Net interest income | 9,124,000 | 18,595,000 | 29,000,000 | 39,475,000 |
| Noninterest income | 2,647,000 | 5,653,000 | 9,305,000 | 12,379,000 |
| Noninterest expense | 7,904,000 | 16,135,000 | 24,617,000 | 32,609,000 |
| Provision for loan losses | 213,000 | 520,000 | 1,490,000 | 2,225,000 |
| Pretax income | 3,654,000 | 7,595,000 | 12,250,000 | 17,140,000 |
| Income tax | 1,131,000 | 2,406,000 | 3,966,000 | 5,648,000 |
| Net income | 2,523,000 | 5,189,000 | 8,284,000 | 11,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,777,000 | 77,145,000 | 81,817,000 | 83,752,000 |
| Total capital | 83,966,000 | 84,566,000 | 89,410,000 | 91,698,000 |
| Risk-weighted assets | 800,654,000 | 834,240,000 | 808,835,000 | 832,427,000 |