Call reports 2015
STATE BANK OF BLUE MOUND, THE — 2015
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 33,020,000 | 30,865,000 | 31,121,000 |
| Total loans | 12,745,000 | 11,532,000 | 12,455,000 |
| Allowance for loan losses | 603,000 | 605,000 | 611,000 |
| Securities available for sale | 3,517,000 | 3,506,000 | 3,506,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 31,645,000 | 29,538,000 | 29,834,000 |
| Interest-bearing deposits | 21,654,000 | 20,717,000 | 20,552,000 |
| Noninterest-bearing deposits | 9,991,000 | 8,821,000 | 9,281,000 |
| Equity capital | 1,351,000 | 1,316,000 | 1,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 188,000 | 372,000 | 565,000 |
| Interest expense | 16,000 | 31,000 | 46,000 |
| Net interest income | 172,000 | 341,000 | 519,000 |
| Noninterest income | 19,000 | 41,000 | 61,000 |
| Noninterest expense | 276,000 | 497,000 | 742,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -85,000 | -115,000 | -162,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -85,000 | -115,000 | -162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 1,347,000 | 1,316,000 | 1,270,000 |
| Total capital | 1,490,000 | 1,448,000 | 1,414,000 |
| Risk-weighted assets | 10,980,000 | 10,109,000 | 11,052,000 |