Call reports 2014
STATE BANK OF BLUE MOUND, THE — 2014
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,227,000 | 32,534,000 | 34,397,000 | 30,110,000 |
| Total loans | 15,108,000 | 15,002,000 | 14,417,000 | 14,543,000 |
| Allowance for loan losses | 634,000 | 592,000 | 606,000 | 610,000 |
| Securities available for sale | 3,540,000 | 3,532,000 | 3,535,000 | 3,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,550,000 | 30,933,000 | 32,874,000 | 28,658,000 |
| Interest-bearing deposits | 23,689,000 | 21,928,000 | 22,730,000 | 20,124,000 |
| Noninterest-bearing deposits | 8,861,000 | 9,005,000 | 10,144,000 | 8,534,000 |
| Equity capital | 1,639,000 | 1,564,000 | 1,478,000 | 1,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 456,000 | 653,000 | 863,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 75,000 |
| Net interest income | 210,000 | 417,000 | 595,000 | 788,000 |
| Noninterest income | 8,000 | 31,000 | 43,000 | 71,000 |
| Noninterest expense | 310,000 | 620,000 | 897,000 | 1,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -92,000 | -172,000 | -259,000 | -388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -92,000 | -172,000 | -259,000 | -312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,651,000 | 1,572,000 | 1,483,000 | 1,432,000 |
| Total capital | 1,828,000 | 1,746,000 | 1,652,000 | 1,603,000 |
| Risk-weighted assets | 13,656,000 | 13,571,000 | 13,074,000 | 13,235,000 |