Call reports 2013
STATE BANK OF BLUE MOUND, THE — 2013
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,288,000 | 31,512,000 | 31,229,000 | 32,020,000 |
| Total loans | 19,198,000 | 18,140,000 | 17,956,000 | 17,920,000 |
| Allowance for loan losses | 750,000 | 1,107,000 | 850,000 | 807,000 |
| Securities available for sale | 3,513,000 | 3,512,000 | 3,513,000 | 3,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,490,000 | 29,736,000 | 29,511,000 | 30,353,000 |
| Interest-bearing deposits | 26,575,000 | 21,495,000 | 20,846,000 | 20,784,000 |
| Noninterest-bearing deposits | 7,915,000 | 8,241,000 | 8,665,000 | 9,569,000 |
| Equity capital | 1,740,000 | 1,732,000 | 1,670,000 | 1,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 545,000 | 802,000 | 1,063,000 |
| Interest expense | 50,000 | 85,000 | 109,000 | 129,000 |
| Net interest income | 217,000 | 460,000 | 693,000 | 934,000 |
| Noninterest income | 28,000 | 52,000 | 76,000 | 99,000 |
| Noninterest expense | 276,000 | 549,000 | 868,000 | 1,256,000 |
| Provision for loan losses | 1,225,000 | 1,225,000 | 1,225,000 | 1,225,000 |
| Pretax income | -1,256,000 | -1,262,000 | -1,324,000 | -1,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,256,000 | -1,262,000 | -1,324,000 | -1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,736,000 | 1,730,000 | 1,667,000 | 1,642,000 |
| Total capital | 1,988,000 | 1,960,000 | 1,895,000 | 1,871,000 |
| Risk-weighted assets | 19,693,000 | 17,511,000 | 17,609,000 | 17,734,000 |