Call reports 2012
STATE BANK OF BLUE MOUND, THE — 2012
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,665,000 | 33,277,000 | 34,308,000 | 33,946,000 |
| Total loans | 24,528,000 | 25,006,000 | 24,489,000 | 24,625,000 |
| Allowance for loan losses | 1,169,000 | 1,337,000 | 1,007,000 | 1,106,000 |
| Securities available for sale | 3,518,000 | 3,518,000 | 3,520,000 | 3,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,105,000 | 31,914,000 | 31,966,000 | 31,167,000 |
| Interest-bearing deposits | 26,716,000 | 23,792,000 | 24,099,000 | 22,912,000 |
| Noninterest-bearing deposits | 8,389,000 | 8,122,000 | 7,868,000 | 8,254,000 |
| Equity capital | 1,488,000 | 1,309,000 | 2,270,000 | 2,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 759,000 | 1,119,000 | 1,461,000 |
| Interest expense | 75,000 | 132,000 | 185,000 | 236,000 |
| Net interest income | 331,000 | 627,000 | 934,000 | 1,225,000 |
| Noninterest income | 51,000 | 98,000 | 1,143,000 | 1,182,000 |
| Noninterest expense | 244,000 | 479,000 | 874,000 | 1,205,000 |
| Provision for loan losses | 1,268,000 | 1,555,000 | 1,555,000 | 1,730,000 |
| Pretax income | -1,130,000 | -1,309,000 | -352,000 | -528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,130,000 | -1,309,000 | -352,000 | -528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,490,000 | 1,309,000 | 2,269,000 | 2,741,000 |
| Total capital | 1,813,000 | 1,628,000 | 2,570,000 | 3,041,000 |
| Risk-weighted assets | 25,006,000 | 24,542,000 | 23,456,000 | 23,211,000 |