Call reports 2011
STATE BANK OF BLUE MOUND, THE — 2011
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,498,000 | 35,242,000 | 36,887,000 | 36,620,000 |
| Total loans | 23,012,000 | 23,480,000 | 26,384,000 | 27,228,000 |
| Allowance for loan losses | 363,000 | 360,000 | 302,000 | 299,000 |
| Securities available for sale | 3,656,000 | 3,652,000 | 3,650,000 | 3,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,979,000 | 32,643,000 | 34,294,000 | 33,213,000 |
| Interest-bearing deposits | 28,083,000 | 26,892,000 | 25,265,000 | 24,947,000 |
| Noninterest-bearing deposits | 6,896,000 | 5,751,000 | 9,028,000 | 8,266,000 |
| Equity capital | 2,434,000 | 2,532,000 | 2,515,000 | 2,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 717,000 | 1,123,000 | 1,537,000 |
| Interest expense | 91,000 | 174,000 | 259,000 | 337,000 |
| Net interest income | 261,000 | 543,000 | 864,000 | 1,200,000 |
| Noninterest income | 46,000 | 92,000 | 140,000 | 185,000 |
| Noninterest expense | 254,000 | 486,000 | 717,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 135,000 | 135,000 |
| Pretax income | 53,000 | 149,000 | 152,000 | 258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 149,000 | 152,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,434,000 | 2,530,000 | 2,513,000 | 2,619,000 |
| Total capital | 2,749,000 | 2,846,000 | 2,815,000 | 2,918,000 |
| Risk-weighted assets | 25,148,000 | 25,215,000 | 27,506,000 | 27,896,000 |