Call reports 2010
STATE BANK OF BLUE MOUND, THE — 2010
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,792,000 | 30,946,000 | 32,361,000 | 34,129,000 |
| Total loans | 20,673,000 | 21,049,000 | 21,267,000 | 23,468,000 |
| Allowance for loan losses | 374,000 | 376,000 | 373,000 | 364,000 |
| Securities available for sale | 4,781,000 | 3,773,000 | 3,772,000 | 3,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,427,000 | 28,514,000 | 29,941,000 | 31,679,000 |
| Interest-bearing deposits | 20,799,000 | 23,722,000 | 24,550,000 | 24,756,000 |
| Noninterest-bearing deposits | 5,628,000 | 4,793,000 | 5,391,000 | 6,923,000 |
| Equity capital | 2,291,000 | 2,356,000 | 2,331,000 | 2,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 689,000 | 1,042,000 | 1,393,000 |
| Interest expense | 73,000 | 150,000 | 240,000 | 335,000 |
| Net interest income | 274,000 | 539,000 | 802,000 | 1,058,000 |
| Noninterest income | 48,000 | 94,000 | 136,000 | 183,000 |
| Noninterest expense | 258,000 | 507,000 | 742,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 126,000 | 196,000 | 239,000 |
| Income tax | 0 | 0 | 0 | -20,000 |
| Net income | 64,000 | 126,000 | 196,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,296,000 | 2,358,000 | 2,328,000 | 2,381,000 |
| Total capital | 2,567,000 | 2,640,000 | 2,617,000 | 2,692,000 |
| Risk-weighted assets | 21,569,000 | 22,444,000 | 23,025,000 | 24,901,000 |