Call reports 2009
STATE BANK OF BLUE MOUND, THE — 2009
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,920,000 | 26,642,000 | 26,228,000 | 28,077,000 |
| Total loans | 16,896,000 | 17,585,000 | 18,650,000 | 20,258,000 |
| Allowance for loan losses | 357,000 | 344,000 | 345,000 | 384,000 |
| Securities available for sale | 4,801,000 | 4,817,000 | 4,816,000 | 4,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,216,000 | 23,914,000 | 23,566,000 | 25,150,000 |
| Interest-bearing deposits | 18,673,000 | 18,276,000 | 18,907,000 | 18,626,000 |
| Noninterest-bearing deposits | 5,544,000 | 5,638,000 | 4,659,000 | 6,524,000 |
| Equity capital | 2,626,000 | 2,657,000 | 2,582,000 | 2,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 643,000 | 960,000 | 1,245,000 |
| Interest expense | 84,000 | 157,000 | 231,000 | 311,000 |
| Net interest income | 248,000 | 486,000 | 729,000 | 934,000 |
| Noninterest income | 46,000 | 96,000 | 140,000 | 184,000 |
| Noninterest expense | 235,000 | 446,000 | 667,000 | 899,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 52,000 | 119,000 | 168,000 | -131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 119,000 | 168,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,603,000 | 2,646,000 | 2,571,000 | 2,232,000 |
| Total capital | 2,835,000 | 2,883,000 | 2,815,000 | 2,499,000 |
| Risk-weighted assets | 18,581,000 | 18,875,000 | 19,546,000 | 21,248,000 |