Call reports 2008
STATE BANK OF BLUE MOUND, THE — 2008
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,850,000 | 24,146,000 | 26,293,000 | 26,527,000 |
| Total loans | 15,125,000 | 16,507,000 | 16,809,000 | 18,297,000 |
| Allowance for loan losses | 358,000 | 370,000 | 360,000 | 357,000 |
| Securities available for sale | 4,849,000 | 4,816,000 | 4,836,000 | 4,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,004,000 | 21,506,000 | 23,530,000 | 23,734,000 |
| Interest-bearing deposits | 17,232,000 | 16,409,000 | 18,993,000 | 18,237,000 |
| Noninterest-bearing deposits | 5,773,000 | 5,097,000 | 4,537,000 | 5,497,000 |
| Equity capital | 2,584,000 | 2,484,000 | 2,631,000 | 2,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 746,000 | 1,110,000 | 1,458,000 |
| Interest expense | 115,000 | 204,000 | 296,000 | 388,000 |
| Net interest income | 296,000 | 542,000 | 814,000 | 1,070,000 |
| Noninterest income | 48,000 | 89,000 | 135,000 | 175,000 |
| Noninterest expense | 224,000 | 451,000 | 641,000 | 864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 186,000 | 308,000 | 377,000 |
| Income tax | 210,000 | 210,000 | 210,000 | 210,000 |
| Net income | -88,000 | -24,000 | 98,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,506,000 | 2,470,000 | 2,592,000 | 2,661,000 |
| Total capital | 2,721,000 | 2,694,000 | 2,825,000 | 2,909,000 |
| Risk-weighted assets | 17,024,000 | 17,813,000 | 18,529,000 | 19,750,000 |