Call reports 2007
STATE BANK OF BLUE MOUND, THE — 2007
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,871,000 | 24,157,000 | 25,643,000 | 25,412,000 |
| Total loans | 15,540,000 | 16,550,000 | 16,888,000 | 17,263,000 |
| Allowance for loan losses | 432,000 | 420,000 | 421,000 | 399,000 |
| Securities available for sale | 4,833,000 | 4,829,000 | 4,843,000 | 4,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,207,000 | 19,831,000 | 22,795,000 | 21,222,000 |
| Interest-bearing deposits | 16,490,000 | 15,455,000 | 18,029,000 | 15,938,000 |
| Noninterest-bearing deposits | 4,717,000 | 4,376,000 | 4,766,000 | 5,284,000 |
| Equity capital | 2,486,000 | 2,569,000 | 2,645,000 | 2,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 788,000 | 1,183,000 | 1,598,000 |
| Interest expense | 142,000 | 255,000 | 402,000 | 556,000 |
| Net interest income | 270,000 | 533,000 | 781,000 | 1,042,000 |
| Noninterest income | 42,000 | 83,000 | 125,000 | 168,000 |
| Noninterest expense | 215,000 | 436,000 | 644,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 180,000 | 262,000 | 320,000 |
| Income tax | -14,000 | -14,000 | 21,000 | 59,000 |
| Net income | 111,000 | 194,000 | 241,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,494,000 | 2,577,000 | 2,624,000 | 2,594,000 |
| Total capital | 2,709,000 | 2,802,000 | 2,858,000 | 2,831,000 |
| Risk-weighted assets | 16,987,000 | 17,812,000 | 18,548,000 | 18,814,000 |