Call reports 2006
STATE BANK OF BLUE MOUND, THE — 2006
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,869,000 | 25,500,000 | 24,762,000 | 26,637,000 |
| Total loans | 16,515,000 | 16,941,000 | 17,211,000 | 17,272,000 |
| Allowance for loan losses | 457,000 | 452,000 | 455,000 | 434,000 |
| Securities available for sale | 4,861,000 | 4,847,000 | 4,879,000 | 4,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,163,000 | 22,963,000 | 21,234,000 | 23,895,000 |
| Interest-bearing deposits | 15,853,000 | 19,025,000 | 18,057,000 | 19,152,000 |
| Noninterest-bearing deposits | 4,310,000 | 3,938,000 | 3,177,000 | 4,743,000 |
| Equity capital | 2,392,000 | 2,410,000 | 2,516,000 | 2,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 783,000 | 1,172,000 | 1,570,000 |
| Interest expense | 83,000 | 208,000 | 348,000 | 502,000 |
| Net interest income | 274,000 | 575,000 | 824,000 | 1,068,000 |
| Noninterest income | 46,000 | 87,000 | 131,000 | 174,000 |
| Noninterest expense | 204,000 | 461,000 | 680,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 200,000 | 274,000 | 360,000 |
| Income tax | -17,000 | 37,000 | 37,000 | 80,000 |
| Net income | 133,000 | 163,000 | 237,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,431,000 | 2,461,000 | 2,534,000 | 2,578,000 |
| Total capital | 2,654,000 | 2,694,000 | 2,768,000 | 2,819,000 |
| Risk-weighted assets | 17,638,000 | 18,407,000 | 18,473,000 | 18,941,000 |