Call reports 2005
STATE BANK OF BLUE MOUND, THE — 2005
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,870,000 | 26,273,000 | 26,577,000 | 31,852,000 |
| Total loans | 14,954,000 | 15,837,000 | 16,947,000 | 16,963,000 |
| Allowance for loan losses | 462,000 | 466,000 | 470,000 | 461,000 |
| Securities available for sale | 4,874,000 | 4,885,000 | 4,886,000 | 4,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,508,000 | 23,918,000 | 24,179,000 | 29,373,000 |
| Interest-bearing deposits | 19,721,000 | 17,500,000 | 19,626,000 | 19,320,000 |
| Noninterest-bearing deposits | 4,787,000 | 6,418,000 | 4,553,000 | 10,053,000 |
| Equity capital | 2,274,000 | 2,253,000 | 2,304,000 | 2,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 610,000 | 915,000 | 1,260,000 |
| Interest expense | 80,000 | 162,000 | 251,000 | 340,000 |
| Net interest income | 221,000 | 448,000 | 664,000 | 920,000 |
| Noninterest income | 38,000 | 77,000 | 121,000 | 164,000 |
| Noninterest expense | 229,000 | 455,000 | 670,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 69,000 | 114,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 31,000 | 69,000 | 114,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,331,000 | 2,295,000 | 2,341,000 | 2,398,000 |
| Total capital | 2,545,000 | 2,516,000 | 2,574,000 | 2,644,000 |
| Risk-weighted assets | 16,837,000 | 17,446,000 | 18,380,000 | 19,497,000 |