Call reports 2004
STATE BANK OF BLUE MOUND, THE — 2004
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,697,000 | 25,842,000 | 28,903,000 | 28,733,000 |
| Total loans | 14,516,000 | 14,988,000 | 15,333,000 | 16,001,000 |
| Allowance for loan losses | 447,000 | 441,000 | 423,000 | 439,000 |
| Securities available for sale | 3,021,000 | 3,461,000 | 3,976,000 | 3,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,277,000 | 23,509,000 | 26,575,000 | 26,357,000 |
| Interest-bearing deposits | 20,848,000 | 19,497,000 | 20,821,000 | 20,207,000 |
| Noninterest-bearing deposits | 4,429,000 | 4,012,000 | 5,754,000 | 6,150,000 |
| Equity capital | 2,335,000 | 2,217,000 | 2,240,000 | 2,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 595,000 | 866,000 | 1,190,000 |
| Interest expense | 96,000 | 184,000 | 277,000 | 366,000 |
| Net interest income | 233,000 | 411,000 | 589,000 | 824,000 |
| Noninterest income | 41,000 | 79,000 | 120,000 | 160,000 |
| Noninterest expense | 215,000 | 423,000 | 638,000 | 853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 52,000 | 56,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 12,000 |
| Net income | 46,000 | 52,000 | 56,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,314,000 | 2,249,000 | 2,254,000 | 2,302,000 |
| Total capital | 2,531,000 | 2,466,000 | 2,481,000 | 2,535,000 |
| Risk-weighted assets | 17,149,000 | 17,103,000 | 18,002,000 | 18,399,000 |