Call reports 2003
STATE BANK OF BLUE MOUND, THE — 2003
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,773,000 | 27,124,000 | 26,941,000 | 27,079,000 |
| Total loans | 14,547,000 | 14,381,000 | 15,368,000 | 15,884,000 |
| Allowance for loan losses | 306,000 | 312,000 | 419,000 | 447,000 |
| Securities available for sale | 3,024,000 | 3,014,000 | 3,005,000 | 2,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,365,000 | 24,658,000 | 24,508,000 | 24,674,000 |
| Interest-bearing deposits | 20,861,000 | 20,625,000 | 20,459,000 | 20,813,000 |
| Noninterest-bearing deposits | 3,504,000 | 4,033,000 | 4,049,000 | 3,861,000 |
| Equity capital | 2,222,000 | 2,240,000 | 2,253,000 | 2,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 584,000 | 851,000 | 1,120,000 |
| Interest expense | 105,000 | 206,000 | 304,000 | 406,000 |
| Net interest income | 200,000 | 378,000 | 547,000 | 714,000 |
| Noninterest income | 42,000 | 85,000 | 124,000 | 161,000 |
| Noninterest expense | 214,000 | 409,000 | 607,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 54,000 | 26,000 | 16,000 |
| Income tax | 0 | 0 | 0 | -71,000 |
| Net income | 28,000 | 54,000 | 26,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,237,000 | 2,262,000 | 2,237,000 | 2,268,000 |
| Total capital | 2,448,000 | 2,477,000 | 2,462,000 | 2,499,000 |
| Risk-weighted assets | 16,814,000 | 17,073,000 | 17,797,000 | 18,283,000 |