Call reports 2002
STATE BANK OF BLUE MOUND, THE — 2002
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,438,000 | 20,242,000 | 23,510,000 | 25,784,000 |
| Total loans | 15,570,000 | 15,770,000 | 16,673,000 | 17,047,000 |
| Allowance for loan losses | 267,000 | 265,000 | 172,000 | 249,000 |
| Securities available for sale | 375,000 | 344,000 | 540,000 | 3,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,316,000 | 15,740,000 | 20,418,000 | 23,339,000 |
| Interest-bearing deposits | 13,684,000 | 12,013,000 | 16,646,000 | 18,666,000 |
| Noninterest-bearing deposits | 4,632,000 | 3,727,000 | 3,772,000 | 4,673,000 |
| Equity capital | 2,909,000 | 2,965,000 | 2,877,000 | 2,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 586,000 | 893,000 | 1,129,000 |
| Interest expense | 99,000 | 187,000 | 293,000 | 405,000 |
| Net interest income | 195,000 | 399,000 | 600,000 | 724,000 |
| Noninterest income | 45,000 | 83,000 | 121,000 | 164,000 |
| Noninterest expense | 215,000 | 406,000 | 617,000 | 876,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 700,000 |
| Pretax income | -75,000 | -24,000 | -96,000 | -688,000 |
| Income tax | -12,000 | -12,000 | -12,000 | -53,000 |
| Net income | -63,000 | -12,000 | -84,000 | -635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,909,000 | 2,963,000 | 2,874,000 | 2,260,000 |
| Total capital | 3,123,000 | 3,175,000 | 3,046,000 | 2,494,000 |
| Risk-weighted assets | 17,134,000 | 16,918,000 | 18,443,000 | 18,727,000 |