Call reports 2001
STATE BANK OF BLUE MOUND, THE — 2001
What STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,857,000 | 20,400,000 | 20,899,000 | 21,661,000 |
| Total loans | 15,198,000 | 16,546,000 | 16,856,000 | 17,497,000 |
| Allowance for loan losses | 211,000 | 193,000 | 170,000 | 181,000 |
| Securities available for sale | 163,000 | 154,000 | 144,000 | 382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,709,000 | 17,281,000 | 17,747,000 | 18,444,000 |
| Interest-bearing deposits | 14,194,000 | 13,471,000 | 13,828,000 | 13,671,000 |
| Noninterest-bearing deposits | 4,515,000 | 3,810,000 | 3,919,000 | 4,773,000 |
| Equity capital | 2,930,000 | 2,919,000 | 2,956,000 | 2,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 798,000 | 1,147,000 | 1,493,000 |
| Interest expense | 188,000 | 319,000 | 438,000 | 550,000 |
| Net interest income | 243,000 | 479,000 | 709,000 | 943,000 |
| Noninterest income | 43,000 | 79,000 | 125,000 | 174,000 |
| Noninterest expense | 218,000 | 429,000 | 640,000 | 855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 129,000 | 194,000 | 262,000 |
| Income tax | 3,000 | 36,000 | 53,000 | 54,000 |
| Net income | 65,000 | 93,000 | 141,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,926,000 | 2,917,000 | 2,953,000 | 2,978,000 |
| Total capital | 3,136,000 | 3,110,000 | 3,123,000 | 3,159,000 |
| Risk-weighted assets | 16,782,000 | 17,493,000 | 17,899,000 | 18,842,000 |