Call reports 2012
NASHUA BANK, THE — 2012
What NASHUA BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 117,229,000 | 118,308,000 | 121,272,000 |
| Total loans | 84,890,000 | 85,890,000 | 85,568,000 |
| Allowance for loan losses | 1,092,000 | 1,113,000 | 1,133,000 |
| Securities available for sale | 26,629,000 | 24,882,000 | 22,885,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,187,000 | 98,303,000 | 101,586,000 |
| Interest-bearing deposits | 88,492,000 | 89,284,000 | 88,389,000 |
| Noninterest-bearing deposits | 7,695,000 | 9,019,000 | 13,197,000 |
| Equity capital | 16,299,000 | 16,524,000 | 16,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,341,000 | 2,668,000 | 4,008,000 |
| Interest expense | 216,000 | 427,000 | 638,000 |
| Net interest income | 1,125,000 | 2,241,000 | 3,370,000 |
| Noninterest income | 19,000 | 41,000 | 59,000 |
| Noninterest expense | 932,000 | 1,884,000 | 3,000,000 |
| Provision for loan losses | 40,000 | 60,000 | 80,000 |
| Pretax income | 171,000 | 337,000 | 348,000 |
| Income tax | 68,000 | 134,000 | 142,000 |
| Net income | 103,000 | 203,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 15,693,000 | 15,801,000 | 15,822,000 |
| Total capital | 16,617,000 | 16,731,000 | 16,761,000 |
| Risk-weighted assets | 73,185,000 | 74,209,000 | 74,870,000 |