Call reports 2011
NASHUA BANK, THE — 2011
What NASHUA BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,209,000 | 111,277,000 | 115,667,000 | 115,603,000 |
| Total loans | 66,066,000 | 71,952,000 | 74,160,000 | 79,895,000 |
| Allowance for loan losses | 875,000 | 947,000 | 984,000 | 1,046,000 |
| Securities available for sale | 34,387,000 | 33,608,000 | 32,129,000 | 31,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,287,000 | 93,790,000 | 95,334,000 | 97,093,000 |
| Interest-bearing deposits | 92,022,000 | 86,027,000 | 87,111,000 | 89,447,000 |
| Noninterest-bearing deposits | 7,265,000 | 7,763,000 | 8,223,000 | 7,646,000 |
| Equity capital | 12,426,000 | 12,827,000 | 16,215,000 | 16,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,448,000 | 3,741,000 | 5,084,000 |
| Interest expense | 268,000 | 512,000 | 765,000 | 1,005,000 |
| Net interest income | 926,000 | 1,936,000 | 2,976,000 | 4,079,000 |
| Noninterest income | 10,000 | 23,000 | 41,000 | 53,000 |
| Noninterest expense | 854,000 | 1,726,000 | 2,583,000 | 3,457,000 |
| Provision for loan losses | 46,000 | 118,000 | 155,000 | 235,000 |
| Pretax income | 36,000 | 116,000 | 280,000 | 441,000 |
| Income tax | 14,000 | 42,000 | 104,000 | 183,000 |
| Net income | 22,000 | 74,000 | 176,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,043,000 | 12,117,000 | 15,257,000 | 15,345,000 |
| Total capital | 12,815,000 | 12,955,000 | 16,095,000 | 16,242,000 |
| Risk-weighted assets | 61,610,000 | 66,935,000 | 66,866,000 | 71,574,000 |