Call reports 2010
NASHUA BANK, THE — 2010
What NASHUA BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 118,078,000 | 105,947,000 | 116,970,000 | 110,838,000 |
| Total loans | 54,746,000 | 58,490,000 | 60,802,000 | 63,411,000 |
| Allowance for loan losses | 698,000 | 736,000 | 796,000 | 843,000 |
| Securities available for sale | 34,629,000 | 30,982,000 | 30,244,000 | 37,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,923,000 | 88,058,000 | 99,511,000 | 94,140,000 |
| Interest-bearing deposits | 94,289,000 | 81,788,000 | 90,129,000 | 88,863,000 |
| Noninterest-bearing deposits | 5,634,000 | 6,270,000 | 9,382,000 | 5,277,000 |
| Equity capital | 12,009,000 | 12,523,000 | 12,494,000 | 12,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,384,000 | 3,553,000 | 4,720,000 |
| Interest expense | 342,000 | 648,000 | 946,000 | 1,235,000 |
| Net interest income | 846,000 | 1,736,000 | 2,607,000 | 3,485,000 |
| Noninterest income | 8,000 | 24,000 | 38,000 | 53,000 |
| Noninterest expense | 724,000 | 1,516,000 | 2,378,000 | 3,245,000 |
| Provision for loan losses | 62,000 | 100,000 | 160,000 | 207,000 |
| Pretax income | 68,000 | 144,000 | 343,000 | 322,000 |
| Income tax | 0 | 15,000 | 15,000 | -351,000 |
| Net income | 68,000 | 129,000 | 328,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,470,000 | 11,566,000 | 11,800,000 | 11,969,000 |
| Total capital | 12,169,000 | 12,287,000 | 12,547,000 | 12,729,000 |
| Risk-weighted assets | 58,126,000 | 57,364,000 | 59,674,000 | 60,709,000 |