Call reports 2008
NASHUA BANK, THE — 2008
What NASHUA BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,432,000 | 44,353,000 | 48,076,000 | 61,964,000 |
| Total loans | 7,472,000 | 16,080,000 | 22,228,000 | 27,255,000 |
| Allowance for loan losses | 87,000 | 198,000 | 268,000 | 287,000 |
| Securities available for sale | 9,910,000 | 7,992,000 | 9,305,000 | 19,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,621,000 | 32,952,000 | 36,681,000 | 50,107,000 |
| Interest-bearing deposits | 19,546,000 | 29,906,000 | 32,840,000 | 46,233,000 |
| Noninterest-bearing deposits | 2,076,000 | 3,046,000 | 3,842,000 | 3,874,000 |
| Equity capital | 11,753,000 | 11,368,000 | 11,365,000 | 11,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 717,000 | 1,217,000 | 1,876,000 |
| Interest expense | 146,000 | 293,000 | 484,000 | 756,000 |
| Net interest income | 177,000 | 424,000 | 733,000 | 1,120,000 |
| Noninterest income | 0 | 3,000 | 9,000 | 16,000 |
| Noninterest expense | 277,000 | 582,000 | 884,000 | 1,876,000 |
| Provision for loan losses | 52,000 | 163,000 | 227,000 | 246,000 |
| Pretax income | -152,000 | -318,000 | -369,000 | -986,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 4,000 |
| Net income | -154,000 | -321,000 | -373,000 | -990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,695,000 | 11,529,000 | 11,478,000 | 11,418,000 |
| Total capital | 11,789,000 | 11,732,000 | 11,756,000 | 11,710,000 |
| Risk-weighted assets | 13,187,000 | 22,275,000 | 27,994,000 | 34,180,000 |