Call reports 2015
PNA BANK — 2015
What PNA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 95,938,000 | 96,473,000 |
| Total loans | 75,838,000 | 72,883,000 |
| Allowance for loan losses | 2,330,000 | 2,071,000 |
| Securities available for sale | 10,109,000 | 10,100,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 89,964,000 | 90,049,000 |
| Interest-bearing deposits | 80,332,000 | 79,107,000 |
| Noninterest-bearing deposits | 9,632,000 | 10,942,000 |
| Equity capital | 5,803,000 | 6,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 895,000 | 1,740,000 |
| Interest expense | 58,000 | 113,000 |
| Net interest income | 837,000 | 1,627,000 |
| Noninterest income | 7,000 | 51,000 |
| Noninterest expense | 907,000 | 1,699,000 |
| Provision for loan losses | -350,000 | -700,000 |
| Pretax income | 287,000 | 679,000 |
| Income tax | 0 | 0 |
| Net income | 287,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 5,699,000 | 6,097,000 |
| Total capital | 6,531,000 | 6,910,000 |
| Risk-weighted assets | 65,087,000 | 63,845,000 |