Call reports 2014
PNA BANK — 2014
What PNA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,937,000 | 102,372,000 | 99,016,000 | 99,449,000 |
| Total loans | 85,874,000 | 83,981,000 | 81,406,000 | 79,032,000 |
| Allowance for loan losses | 3,706,000 | 2,975,000 | 2,720,000 | 2,793,000 |
| Securities available for sale | 3,079,000 | 7,073,000 | 10,018,000 | 10,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,065,000 | 96,820,000 | 93,315,000 | 93,660,000 |
| Interest-bearing deposits | 87,121,000 | 93,095,000 | 89,480,000 | 83,242,000 |
| Noninterest-bearing deposits | 10,944,000 | 3,725,000 | 3,835,000 | 10,418,000 |
| Equity capital | 4,577,000 | 5,219,000 | 5,380,000 | 5,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,957,000 | 2,916,000 | 3,815,000 |
| Interest expense | 74,000 | 147,000 | 214,000 | 275,000 |
| Net interest income | 919,000 | 1,810,000 | 2,702,000 | 3,540,000 |
| Noninterest income | 49,000 | 49,000 | 72,000 | 95,000 |
| Noninterest expense | 936,000 | 1,858,000 | 2,778,000 | 3,598,000 |
| Provision for loan losses | 5,000 | -645,000 | -820,000 | -820,000 |
| Pretax income | 27,000 | 646,000 | 816,000 | 857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 646,000 | 816,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,463,000 | 5,097,000 | 5,281,000 | 5,338,000 |
| Total capital | 5,448,000 | 6,057,000 | 6,208,000 | 6,223,000 |
| Risk-weighted assets | 76,094,000 | 74,780,000 | 72,427,000 | 68,876,000 |