Call reports 2013
PNA BANK — 2013
What PNA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,722,000 | 119,722,000 | 107,996,000 | 106,830,000 |
| Total loans | 101,088,000 | 97,171,000 | 92,801,000 | 88,187,000 |
| Allowance for loan losses | 4,583,000 | 4,604,000 | 4,482,000 | 3,657,000 |
| Securities available for sale | 6,169,000 | 6,085,000 | 3,075,000 | 3,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,177,000 | 112,426,000 | 103,795,000 | 101,907,000 |
| Interest-bearing deposits | 99,628,000 | 97,062,000 | 96,254,000 | 88,320,000 |
| Noninterest-bearing deposits | 14,549,000 | 15,364,000 | 7,541,000 | 13,587,000 |
| Equity capital | 4,070,000 | 3,916,000 | 3,834,000 | 4,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,491,000 | 3,578,000 | 4,664,000 |
| Interest expense | 154,000 | 292,000 | 409,000 | 494,000 |
| Net interest income | 1,180,000 | 2,199,000 | 3,169,000 | 4,170,000 |
| Noninterest income | 52,000 | 124,000 | 165,000 | 291,000 |
| Noninterest expense | 1,078,000 | 2,047,000 | 3,113,000 | 3,982,000 |
| Provision for loan losses | 825,000 | 1,024,000 | 1,049,000 | 609,000 |
| Pretax income | -671,000 | -748,000 | -828,000 | -130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -671,000 | -748,000 | -828,000 | -130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,836,000 | 3,774,000 | 3,708,000 | 4,421,000 |
| Total capital | 4,998,000 | 4,891,000 | 4,780,000 | 5,425,000 |
| Risk-weighted assets | 89,572,000 | 85,834,000 | 82,305,000 | 77,660,000 |