Call reports 2012
PNA BANK — 2012
What PNA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,621,000 | 139,009,000 | 135,130,000 | 124,999,000 |
| Total loans | 121,517,000 | 116,796,000 | 110,950,000 | 105,139,000 |
| Allowance for loan losses | 5,800,000 | 5,150,000 | 4,546,000 | 4,485,000 |
| Securities available for sale | 8,843,000 | 8,852,000 | 8,858,000 | 6,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,956,000 | 126,169,000 | 122,817,000 | 116,765,000 |
| Interest-bearing deposits | 109,979,000 | 109,625,000 | 106,905,000 | 102,074,000 |
| Noninterest-bearing deposits | 14,977,000 | 16,544,000 | 15,912,000 | 14,691,000 |
| Equity capital | 6,611,000 | 6,234,000 | 5,893,000 | 4,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,693,000 | 3,971,000 | 5,268,000 |
| Interest expense | 247,000 | 463,000 | 662,000 | 845,000 |
| Net interest income | 1,141,000 | 2,230,000 | 3,309,000 | 4,423,000 |
| Noninterest income | 99,000 | 144,000 | 209,000 | 310,000 |
| Noninterest expense | 1,194,000 | 2,257,000 | 3,294,000 | 4,371,000 |
| Provision for loan losses | 824,000 | 1,293,000 | 1,868,000 | 3,118,000 |
| Pretax income | -704,000 | -1,102,000 | -1,559,000 | -2,557,000 |
| Income tax | 0 | 0 | -138,000 | -138,000 |
| Net income | -704,000 | -1,102,000 | -1,421,000 | -2,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 5,778,000 | 5,475,000 | 4,491,000 |
| Total capital | 7,540,000 | 7,134,000 | 6,767,000 | 5,694,000 |
| Risk-weighted assets | 107,680,000 | 104,765,000 | 100,143,000 | 92,945,000 |