Call reports 2001
GULF BANK — 2001
What GULF BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,952,000 | 119,150,000 | 118,260,000 | 114,562,000 |
| Total loans | 61,197,000 | 59,890,000 | 57,742,000 | 59,644,000 |
| Allowance for loan losses | 755,000 | 868,000 | 884,000 | 538,000 |
| Securities available for sale | 29,165,000 | 39,832,000 | 35,539,000 | 35,757,000 |
| Securities held to maturity | 3,188,000 | 2,534,000 | 1,924,000 | 1,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,066,000 | 103,387,000 | 100,850,000 | 98,487,000 |
| Interest-bearing deposits | 77,058,000 | 72,246,000 | 68,350,000 | 67,067,000 |
| Noninterest-bearing deposits | 32,008,000 | 31,141,000 | 32,500,000 | 31,420,000 |
| Equity capital | 8,450,000 | 8,790,000 | 9,844,000 | 9,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,243,000 | 6,209,000 | 8,075,000 |
| Interest expense | 1,066,000 | 2,013,000 | 2,849,000 | 3,493,000 |
| Net interest income | 1,080,000 | 2,230,000 | 3,360,000 | 4,582,000 |
| Noninterest income | 388,000 | 809,000 | 1,297,000 | 1,760,000 |
| Noninterest expense | 1,059,000 | 2,125,000 | 3,573,000 | 4,976,000 |
| Provision for loan losses | 82,000 | 182,000 | 297,000 | 522,000 |
| Pretax income | 327,000 | 809,000 | 934,000 | 991,000 |
| Income tax | 113,000 | 281,000 | 325,000 | 343,000 |
| Net income | 214,000 | 528,000 | 609,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,207,000 | 8,488,000 | 9,344,000 | 9,389,000 |
| Total capital | 9,336,000 | 9,356,000 | 10,159,000 | 9,927,000 |
| Risk-weighted assets | 70,517,000 | 69,996,000 | 64,888,000 | 66,690,000 |