Call report 2007Q4
DISCOVERY BANK — 2007Q4
The 22 measures DISCOVERY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,377,000 | USD | evidence → |
| Total loans | 150,959,000 | USD | evidence → |
| Allowance for loan losses | 3,170,000 | USD | evidence → |
| Securities available for sale | 4,601,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,203,000 | USD | evidence → |
| Interest-bearing deposits | 110,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,650,000 | USD | evidence → |
| Equity capital | 16,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,578,000 | USD | evidence → |
| Interest expense | 6,012,000 | USD | evidence → |
| Net interest income | 7,566,000 | USD | evidence → |
| Noninterest income | 788,000 | USD | evidence → |
| Noninterest expense | 7,341,000 | USD | evidence → |
| Provision for loan losses | 1,372,000 | USD | evidence → |
| Pretax income | -359,000 | USD | evidence → |
| Income tax | -154,000 | USD | evidence → |
| Net income | -205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,137,000 | USD | evidence → |
| Total capital | 18,389,000 | USD | evidence → |
| Risk-weighted assets | 179,214,000 | USD | evidence → |