Call report 2005Q4
DISCOVERY BANK — 2005Q4
The 22 measures DISCOVERY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,222,000 | USD | evidence → |
| Total loans | 117,458,000 | USD | evidence → |
| Allowance for loan losses | 1,531,000 | USD | evidence → |
| Securities available for sale | 3,402,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,497,000 | USD | evidence → |
| Interest-bearing deposits | 91,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,480,000 | USD | evidence → |
| Equity capital | 13,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,607,000 | USD | evidence → |
| Interest expense | 2,789,000 | USD | evidence → |
| Net interest income | 5,818,000 | USD | evidence → |
| Noninterest income | 615,000 | USD | evidence → |
| Noninterest expense | 4,438,000 | USD | evidence → |
| Provision for loan losses | 532,000 | USD | evidence → |
| Pretax income | 1,463,000 | USD | evidence → |
| Income tax | 616,000 | USD | evidence → |
| Net income | 847,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,715,000 | USD | evidence → |
| Total capital | 15,282,000 | USD | evidence → |
| Risk-weighted assets | 134,903,000 | USD | evidence → |