Call reports 2001
DISCOVERY BANK — 2001
What DISCOVERY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Total assets | 8,291,000 | 11,841,000 |
| Total loans | 488,000 | 6,482,000 |
| Allowance for loan losses | 4,000 | 81,000 |
| Securities available for sale | 0 | 1,832,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 702,000 | 4,904,000 |
| Interest-bearing deposits | 315,000 | 2,437,000 |
| Noninterest-bearing deposits | 387,000 | 2,467,000 |
| Equity capital | 7,589,000 | 6,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Interest income | 5,000 | 89,000 |
| Interest expense | 0 | 8,000 |
| Net interest income | 5,000 | 81,000 |
| Noninterest income | 0 | 4,000 |
| Noninterest expense | 160,000 | 781,000 |
| Provision for loan losses | 4,000 | 81,000 |
| Pretax income | -159,000 | -777,000 |
| Income tax | 0 | 0 |
| Net income | -159,000 | -777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Tier 1 capital | 7,589,000 | 6,893,000 |
| Total capital | 7,593,000 | 6,974,000 |
| Risk-weighted assets | 2,209,000 | 7,155,000 |